Account Login

Download our Mobile Banking App

Personal Savings

We can help you reach your goals. Whether it’s extra money for a big splurge or building up reserves for the unexpected.

  • Personal Money Market

    Whether you’re an experienced saver or just have more to start out with, a personal money market account is a great choice. You can earn interest at a higher rate than with our regular savings account—in fact, our money market account offers a tiered interest rate, so the more you save, the more you’ll earn. And, unlike some other types of investments, you can still access your money whenever you need it.

    With this account, you’ll skip out on fees and earn interest as long as you meet the balance requirements and keep your number of withdrawals and transfers at six or fewer per month. To help make your money more accessible, you can get a Visa® Debit Card. And you’ll also get Telebank and PinnBank access, too.

    Show More Show Less
  • Features


    Easy to open

    No Charge

    With minimum balance of $1,000


    The bigger your account, the more interest you earn


    Access your money whenever you need it


    Tiered Rates

  • Savings Calculator

    Please enter a value between 1 and 9,999,999.
    Please enter a value between 1 and 9,999,999.
    Please enter a value between 0 and 5.
    Please enter a value between 1 and 99.
    Calculate Recalculate


    Your investment will be worth $ after years.

    This calculator is to be used for estimation purposes only. Years to reach saving goals are based on interest compounded monthly. We are showing you your potential account balance based on the amount invested, selected interest rate and length of time you choose to grow your savings. Since it is up to customers to correctly input rates and terms the financial institution is not responsible for its accuracy and the results are not guaranteed.

  • FAQs

    • Q What is a money market account?

      A money market account is like a savings account, only better. Because the restrictions on how your money can be safely invested are a bit less strict than with a savings account, you’ll earn a higher interest rate. And you can access your funds at any time, but you can only make up to six withdrawals in a single statement period.
    • Q What are the balance requirements?

      You can open an account and earn interest with as little as $1,000. There are no monthly service fees on accounts that maintain a daily balance of $1,000 or above or an average daily balance of $1,500 or above.
    • Q What are the fees?

      If your account dips below the minimum balance requirements above, there’s a simple $2.50 maintenance fee plus sales tax. If you make more than six withdrawals in a month, there’s a $0.50 fee for each additional withdrawal.
    • Q How do I take my money out?

      You can make withdrawals in person, with your Visa Debit Card, or with your checks. You can transfer money to your other accounts online.
    • Q How often can I make deposits?

      There is no limit to the number of deposits you can make.
    • Q How much interest will I earn?

      The interest rate is variable. While it’s calculated daily, it’s deposited into your account monthly. For current rates, contact your local Pinnacle Bank.

Online Chat

Chat with an online representative.