Home Equity Loans and Lines of Credit
It’s said that most of life’s challenges usually have the simplest solutions. Using your home’s equity can be just that for you – a simple, affordable answer. Our Home Equity Loans and Lines of Credit can put cash in your hands to pay for unforeseen medical expenses, home repairs and even a family vacation. It’s also a great way to finance your next family trip or buy a lavish anniversary gift.
Not certain how much equity there is in your property? Our loan advisors are here to answer all your questions and walk you through the entire process. We have the assets of a large financial institution, but we offer the personal service only a community bank like ours can provide.
We’re proud to be your community bank. We’re here to help you be ready to handle any situation. We also want to make sure that you’re saving money. That’s why an equity loan or reusable line of credit might be the best way for you to pay off debt faster by consolidating high-interest bills into one low monthly payment. And, the interest on home equity loans is often a tax write-off. Check with your tax advisor regarding deducting the interest.Show More Show Less
Rely on us to give you the best loan possible
Combine high-interest debt into one low payment
Take advantage of low interest rates
Cash at your disposal when you need it
Q I’m not sure if a loan is best, or a line of credit. How can you help?Both have their advantages. For example, a line of credit is reusable and can be used over and over. We invite you to come in to speak with one of our knowledgeable loan officers, who will guide you in picking the right loan for you.
Q These days, everything seems to be done online. Is that my only option?We offer the convenience of applying online, but our local bankers are right in your community and ready to walk you through the entire application process.